NEW YORK CITY, NEW YORK – 03/07/2025 – (SeaPRwire) – In a move that underscores the growing urgency for modernization in private finance, Delaware-based fintech company Zult, Inc. has officially unveiled its new product, zult.io, a next-generation tokenization platform purpose-built for the private credit market. This launch signals a strategic response to the operational friction and legacy inefficiencies plaguing one of the fastest-growing sectors in global finance.
Zult.io is not merely a tool for digitizing financial instruments—it is a full-stack infrastructure platform that integrates compliance, privacy, and institutional-grade execution from the ground up. Its release comes at a critical inflection point for the $3 trillion private credit market, which has ballooned fifteenfold since 2009 and is projected to surge to $40 trillion by 2030, according to forecasts from Apollo Global Management. Despite this exponential growth, the sector remains encumbered by outdated settlement cycles, siloed administration, and suboptimal liquidity—a gap Zult aims to close with a custom-built digital framework.
According to Zult’s leadership, existing technologies are often ill-suited for the nuanced, high-touch nature of private credit operations. “Most solutions in the market today try to retrofit general-purpose blockchain systems into institutional finance,” explains Arushi Sood Joshi, Zult’s CEO and Founder. “At Zult, we’ve taken the opposite approach—we’re designing for private credit first. Our mission is not just tokenization; it’s infrastructure transformation.”
At the core of zult.io is a modular, compliance-native architecture that embeds critical regulatory functions into the very structure of each transaction. Know Your Customer (KYC) and Anti-Money Laundering (AML) protocols are programmed directly into smart contracts, enabling asset managers and investors to meet regulatory obligations in real-time and significantly reduce onboarding times from weeks to hours.
Zult.io also supports multi-standard tokenization, allowing institutions to choose from ERC-20 and other security token standards depending on their asset structure. Programmable compliance rules ensure that asset distributions, transfers, and investor access remain within jurisdictional and regulatory parameters—automatically and transparently.
Institutional-grade settlement capabilities are another hallmark of the platform. Zult integrates with regulated transaction venues to facilitate atomic settlements, automate fund operations, and provide full auditability of cash flows. A customizable privacy layer ensures that transactional data can be shielded or shared depending on regulatory and counterparty needs, using advanced anonymization tools and policy-based controls.
Of particular note is Zult’s approach to impact finance. The platform includes dedicated tagging and reporting tools for funds aligned with Environmental, Social, and Governance (ESG) criteria. Limited Partners (LPs) can track social impact themes and receive transparent, real-time analytics—a powerful capability for investors prioritizing sustainability and accountability.
Zult’s executive team brings a deep bench of experience across financial services, blockchain engineering, and digital product development. Founder Arushi Sood Joshi is a serial fintech entrepreneur with over 25 years of experience delivering scalable financial solutions. Francois Labuscagne, serving as COO and CFO, is a seasoned executive in finance and compliance. Yan Digilov, Head of Web3, brings institutional blockchain deployment expertise, while Mũthoni Kiarie, Head of Marketing & Industry Engagement, contributes a strong background in product and financial communications.
Currently, zult.io is rolling out services to U.S.-based asset managers and their Limited Partners. The platform is engineered to integrate seamlessly with existing fund administrators, transfer agents, and broker-dealer systems. It supports both custodial and non-custodial wallet infrastructures, enabling asset managers to tokenize fund interests, streamline distribution, and offer real-time analytics dashboards to investors and LPs alike.
For institutional investors, the Zult protocol unlocks access to a new class of liquid, fixed-income instruments. The company’s roadmap includes future integrations to extend global market access, subject to local compliance rules.
“The private credit market is experiencing a once-in-a-generation scale-up, but its infrastructure is decades behind,” Joshi added. “What we’ve built is not a patch; it’s a foundation. Zult.io is the first truly institutional-grade platform purpose-built for where this market is going—not where it’s been.”
source https://newsroom.seaprwire.com/technologies/zult-launches-institutional-grade-platform-to-revolutionize-tokenized-private-credit/